Create your own UPI payment gateway using our 8 Merchant UPI Payment Gateway Source Code.
This PHP-based multi-merchant system lets you integrate top UPI providers like HDFC SmartHub Vyapar, PhonePe for Business, Paytm for Business, YONO SBI Merchant, BharatPe Merchant, Freecharge (Direct Bank Link), Mobikwik (Direct Bank Link), and Amazon Pay (Direct Bank Link) — all in one panel.

You can easily:

  • Generate dynamic UPI QR codes

  • Receive payments via multiple business accounts

  • Track transactions in real-time

  • Connect APIs for direct bank settlement

Perfect for startups, developers, and resellers who want to launch a white-label UPI gateway or payment portal instantly.

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